Scambusters.gb.com 34A Engineers Lane, PO Box 655, Gibraltar               Email: tony@scambusters.gb.com     We are watching you! © Scambusters 2005 - 2014 All Rights Reserved Legislation - how it can help. There is an awful lot of legislation to plow through out there and believe me I know I have spent hours, days, weeks and months over the years looking for and trying to understand the legislation that exists that the fraudsters do not want you to know about. We have made that legislation available but a lot of it is difficult to understand and we have constantly advised owners of their rights and what the legislation actually means. It is not easy for those not versed in the law to interpret how it works and how to use it.  I know and even though I was a Police Officer for years I still have difficulty with new legislation but I try to help where I can. The legislation that is available can be used and we have put it on our website for you and given what explanations we can to help you when making claims against companies that have defrauded you. However, we do recognize that in some cases the situation is not as easy to interpret as most of us would like.  So we assist where we can with letters to organisations when claiming a fraudulent activity, and we will continue to do so.  If you can use the legislation without our help, then go for it and if you need our help, just ask, we will give it freely. Some important Legislation The Timeshare Act 1997 (Revoked) The Consumer Credit Act 1974 The Consumer Credit Act 2006 The misrepresentation Act Notes to the Misrepresentation Act The Distance Selling Regulations Trades Description Act 1968 The DTI Timeshare Leaflet   LEGISLATION European Consumer Centre Ireland The Financial Ombudsman UK Find your UK MP Find your MEP Financial Ombudsman Claim Form How to protect yourself SOME IMPORTANT LINKS More Protection for consumers EU Anti Spam Regulations CAN SPAM ACT - A compliance for business in the USA National Fraud Office (Part of the Attorney General’s Office) Financial Services Authority (Money Made Clear) Financial scams - how to protect yourself Criminals regularly invent new scams to try and make money from you illegally; each year around 28 million UK consumers are targeted and £1 billion is lost. While the methods may change, the ways to protect yourself remain the same - staying alert and taking some simple precautions, check with the National Fraud Office. Another shocking statistic from the Office of Fair Trading is that Marketing Scams are netting fraudsters some £3.5 Billion annually which is why the fraud/scam industry is growing so fast. HELP STAMP IT OUT - KNOW YOUR RIGHTS AND DO SOMETHING ABOUT IT. The Timeshare, Holiday Products, Resale and Exchange Contracts Regulations 2010.   (This Regulation came into force on 23rd February 2011) Links to official Websites of interest Unauthorised overseas firms operating in the UK Unauthorised firms / individuals Notices / warnings issued by other foreign regulatory authorities This Grid shows which countries have introduced the new regulations into law in their own countries.